Products and Services
Southland Savings Federal Credit Union offers the products and services necessary for us to become your primary financial institution. If we are unable to provide you with a particular product or service you currently have at another financial institution, please let us know. We will investigate the possibility of providing your request as soon as possible!
Regular Share (Savings) Account, Sub- Account (Savings)
Open the door to all of our financial services when you establish your regular share savings account and become a member/owner of Southland Savings Federal Credit Union. Simply open a regular share account with a minimum balance of $50 and earn dividends (like interest) on every penny! Your savings is the basic building block of a solid financial future. You may also open additional savings accounts to keep monies separate from your regular account, for any reason, with a minimum balance of $5.00. You will receive a quarterly statement of all activity in your account(s).
FREE Checking
At SSFCU, we don’t nickel and dime our members with checking fees and service charges. With our FREE CHECKING, there are no monthly charges and no minimum balance requirements. Your checking account can receive direct deposits from your employer and you can obtain an ATM/POS (Point Of Sale) card that can be used to get cash when and where you want it. Your card can also be used anywhere point-of-sale transactions are accepted from the gas station to fast food restaurants to most stores. Now you don't have to carry checks everywhere, and you can still access your checking account. You’ll get a statement each month for this account.
Super Shares
When you maintain a minimum balance of just $2,500 in your Super Shares account, you will receive higher dividends than on Regular Shares, and you’ll receive them each month.
Individual Retirement Accounts (IRA)
Whether you’re just starting out, raising a family or approaching retirement, IRAs can provide tremendous advantages. We offer Traditional and Roth IRAs and Coverdell Education Savings Accounts.
Term Share Certificates
Earn top dollar on your investments when you choose SSFCU for a variety of long and short-term options, with a minimum of only $1,000. We constantly pride ourselves with providing you the best possible return on your money.
Christmas Club
Make budget-friendly payments to your Christmas Club Account all year long. The holiday club account matures on November 1st and the money you saved plus accumulated interest is automatically transferred to your regular savings account for you to use for all those year-end expenses. Your Christmas Club account will automatically renew each year unless you cancel the account. You can save through direct deposit or payroll deductions. You’ll be sure to have lots of “jingle” in your pocket for the holidays.
Vacation Club
If you have a dream vacation in mind, this account is known as the “dream maker.” Just make affordable deposits to your account each payday and you’ll soon have the money to go anywhere your heart desires.
Direct Deposit
Enjoy the convenience of having funds automatically deposited into your selected accounts. You may never again have to visit the credit union on payday. Direct Deposit is a great way to earn the maximum dividends on your money.
Payroll Deduction
Payroll deductions are available from many employers and can be used to deposit funds to your savings, checking, Christmas Club account, or even to another account number here at SSFCU. Payroll deduction is also a convenient way to make your loan payments. Ask your employer about payroll deductions or for more information, call the credit union.
ATM/POS Access
With a credit union ATM card you can access your savings account at any ATM machine that displays either the STAR or CO-OP system logos as well as make deposits at selected locations. If you also have a checking account with the credit union, your card is a dual-featured card that allows you to access your checking account through point-of-sale transactions, as well as at regular ATMs. This means you can use your card at the grocery store to pay for your groceries and get cash back (up to $500.00 per day) at the same time. You can swipe your card to pay for gas without standing in line inside the station. You’ll appreciate knowing that you can access your funds 24/7 through thousands of ATM locations locally and nationwide. Check with us to learn which terminals are available to our members without fees and surcharges.
SSFCU 24-Hour Telephone Service
When you have questions about your accounts, you want answers. That’s why we provide round-the-clock automated information via our SSFCU 24-hour telephone response system. Get account balances, check clear-ings, loan status and many other common inquiries.
Auto Loans
Our members count on us to help steer them through the entire auto- buying process. We’ll look at your total financial picture to make sure you get into a car — and a car payment — that you’re comfortable with. Our loans are always calculated on the simple-interest method with no penalties for pre-payment.
We offer
n New & used auto loans
n Low rates
n Great terms (up to 100% financing, long repayment terms)
n Pre-approval available
n Refinance options – transfer your loan to us!
n Automatic transfer of monthly payment
n Life and disability insurance coverage
Other Loans
nSignature loans
n Share-secured loans
n RVs, boats, motorcycles, personal watercraft, ATCs, etc.
n Mortgage loans
n Home equity loans
Visit Us For
n Travelers cheques
n Money orders
n Wire transfers
n Notary service
n Group life/accidental death insurances
n Postage stamps
n Night drop (after-hours)
n Sam’s Club membership
n Entertainment Books
n Se habla Espanol & Tagalog
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